Built for Dubai and Cairo: UAE Corporate Tax, EOSB Gratuity, Egypt Law 6/2025 and InstaPay Guard

Global software suites treat Middle East compliance as an afterthought—leaving finance and HR teams in the UAE and Egypt to maintain fragile spreadsheets for gratuity accruals, post-dated cheques, WPS salary files, and instant bank transfer references. Kluvan builds these regional rules directly into Books and HR & Payroll.

UAE 9% Corporate Tax, Small Business Relief & FTA VAT 201

Kluvan tracks your year-to-date revenue and net profit in real time against UAE Federal Tax Authority thresholds:

• Small Business Relief (three-million revenue ceiling): Instantly see your remaining revenue headroom under the statutory relief threshold where your effective Corporate Tax is 0%.
• 9% Corporate Tax above the zero-percent band: When revenue exceeds the relief limit, Kluvan automatically calculates the 0% band on the first 375,000 of taxable profit and 9% above it.
• FTA VAT 201 Readiness: Monitors mandatory (375,000) and voluntary (187,500) VAT registration thresholds alongside box-by-box VAT 201 return figures.

Egypt Law 6/2025 Simplified SME Tax & Social Insurance

For Egyptian companies, Kluvan supports both standard 22.5% Corporate Tax and the Law 6 of 2025 simplified SME turnover tax brackets (`0.4%`, `0.5%`, `0.75%`, `1.0%`, and `1.5%` across statutory annual turnover tiers), plus statutory 11% / 18.75% Social Insurance and progressive salary tax brackets.

InstaPay, Vodafone Cash, e& money & Bank Transfer Duplicate Guard

When customers pay by instant transfer and send a WhatsApp screenshot, cashiers and accountants face a daily risk of reused or doctored receipts. Kluvan's Transfer Reference Guard normalizes every reference code (`8–36` alphanumeric characters) and checks it atomically across your entire tenant history—blocking duplicate reuse before an invoice or receipt is marked paid.

UAE MoHRE Gratuity (EOSB), WPS .SIF Pre-Flight & Post-Dated Cheques (PDC)

• Exact UAE Gratuity Accrual: Computes 21 basic days/year for years 1–5 and 30 days/year thereafter (pro-rated to the day, capped at two years' total wage) plus leave encashment and loan deductions.
• WPS .SIF Pre-Flight Validator: Checks 14-digit MoHRE Person IDs, routing codes, and 23-character UAE IBANs before you upload your salary file to the bank.
• Post-Dated Cheques (PDC) Portfolio & Bilingual Tafqeet: Tracks cheques from receipt through collection, clearing, or bounce reversal, and prints official Arabic and English legal amount-in-words on every financial document.